Long Term Care Insurance

Serenity

The costs of Canadian long term care facilities and in-home care services are on the rise. Tending to the needs of another is often a full-time job and, in an increasingly demanding society, can be quite tiring without the right assistance. Planning for these additional future needs with long term care insurance can help alleviate and simplify one’s way of life. Let us show you how easy and affordable it can be!

Stay in Control. Stay in your home until you decide that you would be better served in an extended health care facility.

Features of long term care insurance

Provides money for in home or nursing home care.
Available for people aged 40 to 80.
Perfect for those approaching retirement age, who do not want to become a burden on their family.
Daily benefit available from $10 to $300 a day.
Having a policy is like having your own private medical plan. You can now afford the service you want, so you no longer depend on provincial health care.
At some point in their lives, 8 out of 10 people will require some form prolonged care.
The cost of care can easily be upwards of 40 to 60 thousand dollars a year, making long term care insurance a must for retirees.
You have permanent coverage, but premium payments are generally limited to 20 years.

Major uses of long term care insurance

Protect hard earned retirement savings.
Maintain independence and dignity.

How does long term care insurance fit with the benefits I might receive from the government?

The income from long term care insurance can supplement the care you receive from the government.

For home care: Use it to purchase additional nursing and homemaker support that will allow you to stay in your house or retirement home for as long as you want. If you hire a service provider directly or wish to retain additional services, long term care insurance will help you pay for these services.

For care in a long term care facility: Use it to upgrade to semi-private or private accommodations.

CWF Group lends clarity to these questions and so many more. To find out more click here to speak with one of our specialist.

Testimonials

S.C. and Family

“We were referred to CWF by a lawyer colleague who is familiar with insurance company litigation. He deals with insurance matters and advised us that if we were considering insurance, Advisors at CWF are the best in the business.” _______________________________________________________________.

F.Z., Tax Auditor

““I really liked the promptness and professionalism of CWF Advisors and I liked how my Advisor explained everything I had questions about and helped me move forward in a timely manner by walking me through everything.”” _______________________________________________________________.

R.S., Financial Advisor at TD Canada Trust

“Thanks for the great information you gave me in our life-changing discussion, and thanks for the mortgage information.” _______________________________________________________________.

A.C., Business Analyst

“Don’t waste energy worrying about end results. Worrying only distracts you from living day to day and enjoying life. Get a CWF Advisor and all your problems are gone.” _______________________________________________________________.

Dr.A.H., Family Physician

“Over the years I’ve worked with many Financial Advisors. But the Advisor I have felt the most connection with is my current CWF Financial Advisor. Technically proficient and knowledgeable, yet caring and friendly.” _______________________________________________________________.

P.C. & L.C., Retired Government Workers

“We met with our CWF Financial Advisor at his office and we found him to be extremely professional. We really appreciated his orientation and process. It wasn’t only about insurance, albeit , this was a very important reason for our meeting. He was genuinely interested in finding out about me and my family and our aspirations and goals to determine what was best for us.” _______________________________________________________________.

A.A.,Writer

“Financial Planner with Exceptional Insight. I want to offer once more my thanks for the wonderful things you do for the community and, as well, the kindness and wisdom you radiate when we speak. You are a person of exceptional insight and a planner with that rarest of qualities – imagination. And you can tell ’em I said so.” _______________________________________________________________.